-
In Kentucky, producers engaged in selling Long-Term Care insurance are required to undergo 8 hours of initial training in Long-Term Care insurance, as well as four hours of continuing education to be completed every two years. This course meets Kentucky’s requirements for 8-hour training—and it will give you the expertise you need to start your career in Long-Term Care insurance sales. In Kentucky, as in the rest of the state, paying for long-term care isn’t easy.
This course satisfies requirements for 8-hour Long-Term Care insurance education required to earn a license to sell LTC insurance. Its primary focus is LTC Partnership programs that allow those with approved LTC insurance policies to qualify for Medicaid coverage after their LTC coverage has been exhausted. These partnerships provide much-needed coverage to individuals in 21 states nationwide.
This Long-Term Care course was designed, constructed and written to provide students with continuing education on the basics in the area of Long-Term Care. The harsh realities of aging in America are coming into sharp focus. In the next decade or so, the number of Americans over age 65 will more than double to 65+ million.
As an insurance agent selling homeowners insurance in the state of California, you play a vital role in protecting the residents of our state from the financial fall-out that results from the loss of a home. California is home to almost 38 million people—and with its beautiful weather, gorgeous beaches, stunning mountain landscapes, and excellent quality of life, it’s no wonder so many choose to live here. But there are some drawbacks to living in the Sunshine State—chief among them, natural disasters.
Think a malpractice lawsuit can’t happen to you? Think again. Studies show that approximately 15% of agents in the US are sued by customers each year, and about 75% of these claims are “frivolous”—based on factors completely beyond your control. It’s easy to cross the line and make yourself vulnerable to lawsuits—even if you didn’t mean to do anything wrong.
Americans are living longer—and millions are expected to need some form of long-term care in later life. The industry has developed some innovative approaches to long-term care in response to increased demand—but it’s still not easy to pay for. Medicare and private health insurance policies don’t cover it.
In South Dakota, all agents wishing to sell Long Term Care insurance must take 8 hours of training before licensure, as well as four hours of continuing education every two years thereafter. This course complies with South Dakota’s requirements for 8-hour LTC continuing education for Life and Health agents. In the coming decades, the population of individuals needing long term care in South Dakota is projected to grow—and coverage for the payment of such care is expected to fall short.
In order to sell LTC partnership policies in Tennessee, insurance producers must complete at least 8 hours of initial training and at least 4 hours of continuing education every two years thereafter. This course meets Tennessee’s requirements for 8 hours of continuing education in Tennessee’s LTC partnership program, including TennCare eligibility. Tennessee’s Long-Term Care partnership program was designed to provide additional access to funding for long-term care for individuals through TennCare, Tennessee’s version of the federal Medicaid program, with qualifying LTC policies.
This course provides 8 hours of continuing education credit, and is fully compliant with insurance continuing education requirements in the state of Texas. With advanced knowledge of the Texas LTC Partnership Program, you’ll be able to help policyholders determine eligibility and purchase the right LTC insurance to meet their needs. In Texas, the Long-Term Care Partnership Program allows residents to tap into Medicaid to help pay for their long-term care when their private LTC policies have been exhausted.
This course provides you with the information you need to help your customers navigate the process of choosing the right LTC Partnership policy for them—and applying for Medicaid. It meets all requirements for Virginia’s 8-hour continuing education regulations for those who sell Long-Term Care insurance. LTC partnership insurance policies ensure that for every dollar the policy pays out in benefits, a dollar of the policyholder’s personal assets is protected.
In the coming decades, the number of elderly requiring long-term care is projected to increase dramatically—as is the need for dependable Long-Term Care insurance. By choosing to sell LTC insurance, you’re not only entering a lucrative market—you’re also making a difference in people’s lives, by helping them get the coverage they need. Paying for long-term care isn’t easy.
In 2009, Wisconsin introduced its Long-Term Care Partnership program, allowing qualifying LTC policyholders to tap into Medicaid funds to pay for care after exhausting their existing coverage. Get up-to-date on the Partnership program—and offer your customers advanced expertise in how to pay for care while preserving their assets—with this 8-hour initial LTC training course approved by the state of Wisconsin. Long-term care isn’t easy to pay for.Go to Top


