In South Dakota, all agents wishing to sell Long Term Care insurance must take 8 hours of training before licensure, as well as four hours of continuing education every two years thereafter. This course complies with South Dakota’s requirements for 8-hour LTC continuing education for Life and Health agents.

In the coming decades, the population of individuals needing long term care in South Dakota is projected to grow—and coverage for the payment of such care is expected to fall short. Medicare and Medicare supplementary insurance don’t adequately meet long-term care expenses for many people—and private health insurance often doesn’t cover it.

That’s where you come in as an insurance agent selling Long Term Care insurance. This course will help you judge the suitability of various policies, and give you a thorough grounding in South Dakota Long-Term Care Partnership programs that give customers access to Medicaid funds after their LTC insurance has been exhausted. Topics of study include:

• South Dakota’s Long-Term Care Partnership Program: how it works.
• Government-funded LTC payment options, including Medicare.
• Ethical and suitability issues in selling Long-Term Care insurance.
• State and federal regulations affecting the sale of Long-Term Care insurance.

This course is delivered in a convenient online format, allowing you to access course materials immediately and receive test results immediately after completion. With online studies, you can meet your continuing education requirements with the convenience of flexible scheduling and location—in your own home or office. Download the course material [link to download page]—and get started today.