This course provides you with the information you need to help your customers navigate the process of choosing the right LTC Partnership policy for them—and applying for Medicaid. It meets all requirements for Virginia’s 8-hour continuing education regulations for those who sell Long-Term Care insurance.

LTC partnership insurance policies ensure that for every dollar the policy pays out in benefits, a dollar of the policyholder’s personal assets is protected. Through the Virginia Long-Term Care Partnership Program, the private insurance industry cooperates with the state government to help Virginians pay for care—without losing a home, a savings account, or other important assets.

A Long-Term Care Partnership policy differs from traditional Long-Term Care insurance in that qualifying policyholders can tap into Medicaid to pay for coverage once their private insurance is exhausted. Topics covered in this course include:

• Virginia’s Long-Term Care Partnership Program—how it works.
• Medicare, Medicaid, and other government sources of long-term care funding.
• Partnership vs. non-partnership LTC policies.
• Requirements for Long-Term Care Partnership policies.
• Ethical and suitability considerations relevant to the sale of LTC insurance.

This course is available in convenient online format. Online study allows working professionals to meet state requirements for continuing education easily, without having to fit regular classroom time into an already busy schedule. Study when it’s convenient for you—and get your test results immediately after completion. Order today and get started on your continuing education.