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No matter what type of insurance you sell, understanding the policy’s terms, conditions, and exclusions allows you to give more insightful advice to your clients—and become a valuable resource to both business and individual customers. You are not required to discuss every possible situation which might arise and whether that situation would be covered under the policy, but you must inform clients when the policy does not cover a particular risk about which they asked. In this course, you’ll review some of the basic components of four common insurance policies: auto insurance, homeowners insurance, personal umbrella insurance, and workers’ compensation insurance. -
This course provides an in-depth analysis of Medicare-related fraud and abuse within the context of the healthcare and insurance industries. The course meticulously examines the intricacies of Medicare's regulatory framework, including laws like the False Claims Act and the Stark Law, and explores case studies such as U.S. -
The risks and opportunities which digital technologies, devices, and media bring us are obvious. Cyber risk is never a matter purely for the IT team, although they clearly play a vital role. An organization’s risk management function needs a thorough understanding of the constantly evolving risks as well as the practical tools and techniques available to address them. -
Workers’ compensation insurance is good for both employees and employers. It protects employees from loss of wages in case of on-the-job injury; and it can also protect employers from potentially debilitating lawsuits. Most states require companies to carry workers’ comp, and state laws dictate the details of policies. -
When a home, car, or other valuable property is damaged or lost, it can have a devastating impact on the owner. Personal lines insurance provides individuals with an important safety net against such loss. As a personal lines agent, you’ll help people protect themselves financially against accidents, theft, natural disasters, and other events that can have serious financial consequences. -
In 2009, Wisconsin introduced its Long-Term Care Partnership program, allowing qualifying LTC policyholders to tap into Medicaid funds to pay for care after exhausting their existing coverage. Get up-to-date on the Partnership program—and offer your customers advanced expertise in how to pay for care while preserving their assets—with this 8-hour initial LTC training course approved by the state of Wisconsin. Long-term care isn’t easy to pay for.
In the coming decades, the number of elderly requiring long-term care is projected to increase dramatically—as is the need for dependable Long-Term Care insurance. By choosing to sell LTC insurance, you’re not only entering a lucrative market—you’re also making a difference in people’s lives, by helping them get the coverage they need. Paying for long-term care isn’t easy.
This course provides you with the information you need to help your customers navigate the process of choosing the right LTC Partnership policy for them—and applying for Medicaid. It meets all requirements for Virginia’s 8-hour continuing education regulations for those who sell Long-Term Care insurance. LTC partnership insurance policies ensure that for every dollar the policy pays out in benefits, a dollar of the policyholder’s personal assets is protected.
This course provides 8 hours of continuing education credit, and is fully compliant with insurance continuing education requirements in the state of Texas. With advanced knowledge of the Texas LTC Partnership Program, you’ll be able to help policyholders determine eligibility and purchase the right LTC insurance to meet their needs. In Texas, the Long-Term Care Partnership Program allows residents to tap into Medicaid to help pay for their long-term care when their private LTC policies have been exhausted.
In order to sell LTC partnership policies in Tennessee, insurance producers must complete at least 8 hours of initial training and at least 4 hours of continuing education every two years thereafter. This course meets Tennessee’s requirements for 8 hours of continuing education in Tennessee’s LTC partnership program, including TennCare eligibility. Tennessee’s Long-Term Care partnership program was designed to provide additional access to funding for long-term care for individuals through TennCare, Tennessee’s version of the federal Medicaid program, with qualifying LTC policies.
In South Dakota, all agents wishing to sell Long Term Care insurance must take 8 hours of training before licensure, as well as four hours of continuing education every two years thereafter. This course complies with South Dakota’s requirements for 8-hour LTC continuing education for Life and Health agents. In the coming decades, the population of individuals needing long term care in South Dakota is projected to grow—and coverage for the payment of such care is expected to fall short.
Americans are living longer—and millions are expected to need some form of long-term care in later life. The industry has developed some innovative approaches to long-term care in response to increased demand—but it’s still not easy to pay for. Medicare and private health insurance policies don’t cover it.Go to Top


