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Keep up with the constantly changing Medicaid regulatory landscape—and the challenges of the continuing care marketplace—with this refresher course on Washington Long-Term Care insurance. This course is approved for 4 hours of LTC continuing education in the state of Washington. It provides all the information you need to offer your LTC customers the most up-to-date information and expertise.
Nonqualified Plans examines the four popular nonqualified selective benefit plans being sold in the marketplace. The course considers the nature and use of: Compliance and ethical guidelines are applied to the reviewing of sales tools, including the agent’s: Split dollar plans Executive bonus plans Deferred compensation plans Group carve-out plans In addition to the agent’s sales tools, the sales process itself is examined with the intent of ensuring its compliance with legal and ethical standards. The areas in which ethical or compliances lapses may occur are detailed in each of the steps of the sales process.
This course provides you with the information you need to help your customers navigate the process of choosing the right LTC Partnership policy for them—and applying for Medicaid. It meets all requirements for Virginia’s 8-hour continuing education regulations for those who sell Long-Term Care insurance. LTC partnership insurance policies ensure that for every dollar the policy pays out in benefits, a dollar of the policyholder’s personal assets is protected.
This course provides 8 hours of continuing education credit, and is fully compliant with insurance continuing education requirements in the state of Texas. With advanced knowledge of the Texas LTC Partnership Program, you’ll be able to help policyholders determine eligibility and purchase the right LTC insurance to meet their needs. In Texas, the Long-Term Care Partnership Program allows residents to tap into Medicaid to help pay for their long-term care when their private LTC policies have been exhausted.
There are over 17 million automobiles on the road in Texas today, and every one of them needs auto insurance. As an insurance agent selling auto insurance, you’ll help clients choose the right policy—and handle any claims that arise. This course gives you an in-depth look at the way an auto policy works—including typical policy inclusions and riders, legislative issues and current market trends.
White-collar crime is a widespread problem, but many people know much about what white-collar crime involves. It is not often dramatic, exciting, or interesting to hear about. Other types of crime, such as a murder, robbery, or rape, are emotional events that evoke feelings of anger, disgust, and sadness within people of all ages and classes.
Since the economic crisis, the insurance agency faces more stringent regulatory scrutiny—and insurance companies are expected to comply with AML and OFAC regulations. Money laundering allows criminals to hide their profits from illegal activities by making legal purchases and transactions. Globally, worldwide money laundering activities add up to over $1 trillion per year—encouraging corruption, distorting economic data, aggravating social problems, and allowing criminals and terrorists to finance their activities.
In order to sell LTC partnership policies in Tennessee, insurance producers must complete at least 8 hours of initial training and at least 4 hours of continuing education every two years thereafter. This course meets Tennessee’s requirements for 8 hours of continuing education in Tennessee’s LTC partnership program, including TennCare eligibility. Tennessee’s Long-Term Care partnership program was designed to provide additional access to funding for long-term care for individuals through TennCare, Tennessee’s version of the federal Medicaid program, with qualifying LTC policies.
Long Term Care Ongoing Training considers the nature of long term care, the forms in which it may be delivered, the risk of needing such care, the costs of long term care, the sources available to pay long term care costs and the features of long term care insurance. It is intended to meet the four-hour long-term care training requirement to enable an agent to sell long term care insurance.
In South Dakota, all agents wishing to sell Long Term Care insurance must take 8 hours of training before licensure, as well as four hours of continuing education every two years thereafter. This course complies with South Dakota’s requirements for 8-hour LTC continuing education for Life and Health agents. In the coming decades, the population of individuals needing long term care in South Dakota is projected to grow—and coverage for the payment of such care is expected to fall short.
Long Term Care Ongoing Training considers the nature of long term care, the forms in which it may be delivered, the risk of needing such care, the costs of long term care, the sources available to pay long term care costs and the features of long term care insurance. It is intended to meet the four-hour long-term care training requirement to enable an agent to sell long term care insurance.
Americans are living longer—and millions are expected to need some form of long-term care in later life. The industry has developed some innovative approaches to long-term care in response to increased demand—but it’s still not easy to pay for. Medicare and private health insurance policies don’t cover it.
This online CE course discusses flooding and the disastrous damage it can cause. It explores and describes the key elements of floods, flooding, and insuring against them through flood Insurance, in general, and the National Flood Insurance Program (NFIP) in specific. large portion of this online CE course examines flooding in general – including specific cases of flooding and the damage caused.
Pennsylvania has the third highest number of elderly in the US—second only to California and Florida. And that number is growing—along with a demand for long-term care. Still, long-term care isn’t easy to pay for.
Think a malpractice lawsuit can’t happen to you? Think again. Studies show that approximately 15% of agents in the US are sued by customers each year, and about 75% of these claims are “frivolous”—based on factors completely beyond your control. It’s easy to cross the line and make yourself vulnerable to lawsuits—even if you didn’t mean to do anything wrong.
As an insurance agent selling homeowners insurance in the state of California, you play a vital role in protecting the residents of our state from the financial fall-out that results from the loss of a home. California is home to almost 38 million people—and with its beautiful weather, gorgeous beaches, stunning mountain landscapes, and excellent quality of life, it’s no wonder so many choose to live here. But there are some drawbacks to living in the Sunshine State—chief among them, natural disasters.
This Long-Term Care course was designed, constructed and written to provide students with continuing education on the basics in the area of Long-Term Care. The harsh realities of aging in America are coming into sharp focus. In the next decade or so, the number of Americans over age 65 will more than double to 65+ million.
Long Term Care Ongoing Training considers the nature of long term care, the forms in which it may be delivered, the risk of needing such care, the costs of long term care, the sources available to pay long term care costs and the features of long term care insurance. It is intended to meet the four-hour long-term care training requirement to enable an agent to sell long term care insurance.
This course satisfies requirements for 8-hour Long-Term Care insurance education required to earn a license to sell LTC insurance. Its primary focus is LTC Partnership programs that allow those with approved LTC insurance policies to qualify for Medicaid coverage after their LTC coverage has been exhausted. These partnerships provide much-needed coverage to individuals in 21 states nationwide.
Insurance producers recommending and selling annuities are required to consider the client benefits and concerns associated with annuities and their impact on the particular client before recommending them. They must ensure that an annuity recommendation serve the client’s best interest and that the client will be able to benefit from one or more of the product’s features. For an annuity recommendation and sale to be deemed suitable and in the best interest of the client, an insurance producer must disclose certain information, including the important annuity features—resulting in any client advantages or disadvantages—to the client.
Long Term Care Ongoing Training considers the nature of long term care, the forms in which it may be delivered, the risk of needing such care, the costs of long term care, the sources available to pay long term care costs and the features of long term care insurance. It is intended to meet the four-hour long-term care training requirement to enable an agent to sell long term care insurance.
In Kentucky, producers engaged in selling Long-Term Care insurance are required to undergo 8 hours of initial training in Long-Term Care insurance, as well as four hours of continuing education to be completed every two years. This course meets Kentucky’s requirements for 8-hour training—and it will give you the expertise you need to start your career in Long-Term Care insurance sales. In Kentucky, as in the rest of the state, paying for long-term care isn’t easy.
Flooding is the nation's #1 natural disaster. In just the past 10 years (1996-2005), annual flood losses in the United States averaged $2.4 billion per year.
A hundred years ago, the nation’s elderly didn’t expect to need a nursing home. In those days, family members provided care for aging family members who became frail or ill. Those times have changed.
In the next 15 years or so, the elderly population in Idaho is expected to increase rapidly. It’s projected to nearly double from 1995 to 2025, from 11.4% to 21.
The harsh realities of aging in America are coming into sharp focus. Idaho’s required “Idaho Long Term Care Partnership Training” insurance continuing education course meets the Idaho 8-hour LTC Long Term Care CE requirement. This Idaho specific course was designed, constructed and written to provide ID LH Life & Health agents, producers, and ID CE students with online continuing education in the area of the basics of Long-Term Care and the Idaho LTC Partnership.
Georgia’s population is aging—and as the number of seniors grows, so does the need for long-term care. Long-term care insurance isn’t easy to pay for—it’s not covered by Medicare or traditional health policies. It is covered by Medicaid—but only for the relatively small number of seniors who qualify.
The course is designed to provide students with continuing education in the area of ethics. It pays special attention to the various components and issues specific to the world of ethical approaches and behavior in the vast emerging senior marketplace. It enhances the ethical and professional competence of financial and insurance professionals aspiring to make ethics a cornerstone of their personal mission, as well as to fulfill their state continuing education requirements.
The purpose and objective of this course is to provide the student with information and insight about the ethical obligation regarding “Identity Theft”, especially as it relates to the potential negative impact on consumers’ financial planning goals and retirement planning issues and objectives. This course provides them with a base of knowledge to allow the student to play an important role to ensure that their clients and prospective clients are aware of how identity theft can adversely affect their financial life, both short and long-term. The presentation sheds considerable general and specific light on this growing problem and solutions.
Workers’ compensation insurance is good for both employees and employers. It protects employees from loss of wages in case of on-the-job injury; and it can also protect employers from potentially debilitating lawsuits. Most states require companies to carry workers’ comp, and state laws dictate the details of policies.
This comprehensive Long-Term Care (LTC) course is designed to provide an in-depth understanding of the complexities and critical issues associated with long-term care. The course begins by defining long-term care, exploring the essential activities of daily living, and discussing cognitive impairments. It delves into the typical conditions requiring long-term care and examines the impact of increased life expectancy on the demand for these services.
Consistent ethical behavior, trustworthiness, client centered focus, professionalism, competency, consistency, and ongoing dedication to increased competency through continuing education are the cornerstones of professional development, success, and longevity in the insurance and adjusting business. It’s important that Florida All Lines Adjusters also be aware of important rules, regulations, and requirements that apply to their professional insurance practices and continued regulatory competency. There are Florida Insurance Code regulations which outline requirements and provide guidelines that all lines adjusters must be aware of and comply with.
Consistent ethical behavior, trustworthiness, client centered focus, professionalism, competency, consistency, and ongoing dedication to increased competency through continuing education are the cornerstones of professional development, success, and longevity in the insurance and Adjusting business. It’s important that Florida Adjusters also be aware of important rules, regulations, and requirements that apply to their professional insurance practices and continued regulatory competency. There are Florida Insurance Code regulations which outline requirements and provide guidelines that adjusters must be aware of and comply with.Go to Top


