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Approximately one in seven agents faces an errors and omissions claim every year. These are serious charges—they threaten your reputation and financial well-being, and they take enormous amounts of time and resources to deal with. Completely fool-proof protection isn’t possible—but there are a few simple steps you can take to greatly reduce your risk. -
Property and casualty insurance is a billion-dollar business in California. It helps people protect their homes, cars, businesses, and other valuable assets—and in a land of earthquakes, floods, and forest fires, that protection is needed. As a Property and Casualty agent, you play an important role in protecting insureds from financial disaster in case of asset loss or damage. -
Property/casualty insurance is insurance on homes, cars, and businesses. Technically, property insurance protects a person or business with an interest in physical property against its loss or the loss of its income-producing abilities. Casualty insurance mainly protects a person or business against legal liability for losses caused by injury to other people or damage to the property of others. -
Liability coverage protects insureds from legal liability in case of harm caused to others—including bodily injury and damage to property. It plays a big part in most major insurance lines—and it’s a crucial part of business for most insurance agents. This course provides you with an in-depth look at liability coverage. -
Every business enterprise today is subject to a wide range of physical, legal, and economic risks. Each of these risks are rigorously scrutinized by an enterprise itself and its various stakeholders, including shareholders, lenders, suppliers, distributors, buyers, employees, and others. Given the scope of these interests, virtually no type of risk is overlooked. -
If you own anything, you are subject to the risk that your property will be damaged or destroyed, or lost or stolen, or rendered unusable for some reason. The modern property/casualty insurance industry arose from “fire” insurance for tangible property at fixed locations on land, and from “marine” insurance for tangible property in transit, either on land or water. Today, property risk and insurance are being fundamentally transformed with the growth of intangible property, principally data and information on computer networks. -
To be at all active in a modern society, you cannot avoid liability risk. No matter what you do for a living or how much or how little you own, if you’re a mentally competent adult of majority age, you can be held liable for any damage or injury you cause to another. This course first covers the general liability we all face for any bodily injury (including disease), property damage (to tangible or intangible property), or personal injury (to another’s rights or reputation). -
If you have business clients, think about the impact on their business if their equipment fails. Their operations are immediately interrupted. How will they deliver their orders? What if customers can’t wait? Orders may be cancelled, which means they will suffer loss of revenue, and possible damage to their reputation. -
Title insurance fraud is not widespread, but its consequences are severe. Ethical title agents in Florida play a crucial role in protecting consumers by upholding professional integrity, promoting transparency, and ensuring compliance with industry standards and regulations. This course is built around essential themes such as fairness, trustworthiness, diligence, objectivity, and the legal duties of a fiduciary. -
Title insurance fraud is not very common, but it does happen. Having an ethical title insurance agent and escrow company in Florida should be of utmost importance and a top priority for homebuyers, real estate agents, and investors. Thousands upon thousands of dollars may be earned through hard work over lots of years, then invested and poof…disappear in an instant.

