-
Accordingly, the course provides information concerning the rules applicable to the ability of a group health plan or a health insurer offering group or individual health insurance coverage to exclude coverage for pre-existing conditions and the effective dates of such rules. In addition, the course discusses the rules governing the ability of a group health plan or a health insurer offering group or individual health insurance coverage to impose dollar limits on essential health benefits. The limited ability of a group health plan or health insurer offering group or individual health insurance coverage to rescind such coverage is also addressed. -
Insurance protects individuals and businesses from the financial consequences of a major event—such as an accident, a natural disaster, a health problem, or the death of a wage earner. Without insurance, a single unexpected event could wipe out everything a person or organization has built—leading to bankruptcy, foreclosure, and financial disaster. This course gives a comprehensive overview of the insurance industry as a whole—with an in-depth look at Life and Health as well as Property and Casualty lines of insurance. -
White-collar crime and insurance fraud pose significant financial and reputational risks to individuals, businesses, and the insurance industry. Understanding the nature of these crimes, their legal consequences, and methods for prevention is crucial for insurance professionals. This course provides a comprehensive analysis of various white-collar crimes, including mail and wire fraud, money laundering, and tax evasion, with a specific focus on insurance fraud. -
This course provides a comprehensive exploration of the complexities surrounding life insurance policies, claims processes, and associated legal and financial considerations. It delves into topics such as insurable interest, misrepresentation in applications, settlement options, accelerated benefits, and tax implications, equipping participants with the knowledge to navigate and manage life insurance claims effectively. By addressing key scenarios like beneficiary disputes, fraud detection, and estate tax inclusion, the course fosters a deeper understanding of how life insurance operates within broader legal and economic frameworks. -
Life insurance provides a valuable safety net to millions of families throughout the US—protecting them from financial disaster in the event of the loss of a loved one. As a Life and Health insurance producer, you give your insureds the peace of mind that comes with knowing their families will be protected in the event of tragedy. This course gives you in-depth information about life insurance—how it works, typical policy provisions, and laws and regulations affecting its sale and operation. -
You gain a deeper perspective on how underwriting decisions shape life insurance coverage and claims handling. This course sharpens your ability to identify and assess insurable interest, interpret policy clauses, and recognize the implications of misrepresentation, moral hazards, and adverse selection. You’ll better understand how underwriters determine risk classifications, apply mortality data, and use premium determination formulas to maintain the insurer’s solvency and fairness in pricing. -
Together, life and health insurance are a huge part of the insurance industry as a whole—and a key part of our society’s safety net. As an insurance agent, you’ll sell life and health insurance to businesses large and small as well as individuals. Life and health insurance sales can be highly rewarding—and profitable. -
Here's a course with an in depth look at what pet insurance is, how it works, and why it might be a worthwhile investment for pet owners. We also take a look at the NAIC Model Pet Insurance Act and California regulations for a more formal approach other states might adopt. Pet insurance is an essential tool for responsible pet ownership. -
Property and casualty insurance safeguards personal and business property from damage, destruction—and litigation. It’s a crucial element of our society today—and plays a key role in protecting individuals and companies from financial disaster due to unexpected damage to expensive property. This course in Property and Casualty insurance gives you a thorough overview of how P&C insurance works. -
This course offers a comprehensive exploration of the foundational elements of BOPs, a pivotal insurance product for small to medium-sized enterprises. Participants will gain insights into property and liability coverages, eligibility criteria, underwriting considerations, and endorsements tailored to various business needs. The course also delves into critical aspects such as policy forms, property exclusions, additional coverages, and rating methodologies, empowering insurance professionals to assess and address client-specific risks effectively. -
Workers’ compensation insurance is good for both employees and employers. It protects employees from loss of wages in case of on-the-job injury; and it can also protect employers from potentially debilitating lawsuits. Most states require companies to carry workers’ comp, and state laws dictate the details of policies.
State-Approved Insurance CE · Instant Scoring · Fast Credit Reporting
Courses are developed by industry experts and cover a wide range of state-mandated and general topics, and we’re more affordable than traditional classes and many other online providers!
Quick Links
My Account
Company
©2026 FastrackCE, LLC. All rights reserved.