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Liability coverage protects insureds from legal liability in case of harm caused to others—including bodily injury and damage to property. It plays a big part in most major insurance lines—and it’s a crucial part of business for most insurance agents. This course provides you with an in-depth look at liability coverage. -
Property and casualty insurance is a billion-dollar business in California. It helps people protect their homes, cars, businesses, and other valuable assets—and in a land of earthquakes, floods, and forest fires, that protection is needed. As a Property and Casualty agent, you play an important role in protecting insureds from financial disaster in case of asset loss or damage. -
Approximately one in seven agents faces an errors and omissions claim every year. These are serious charges—they threaten your reputation and financial well-being, and they take enormous amounts of time and resources to deal with. Completely fool-proof protection isn’t possible—but there are a few simple steps you can take to greatly reduce your risk. -
Besides providing valuable information and resources for Adjusters and Public Adjusters in California to better serve their clients, this course was developed and is available for Adjusters and Public Adjusters to complete as part of their continuing education requirements. Accurately valuing property to be insured and at claim time should not necessarily fall to the homeowner who has little experience in such matters. This course provides a response to that need as well as an answer to the training required in California on this subject. -
The course offers a comprehensive exploration of the fundamental concepts underpinning the Patient Protection and Affordable Care Act (ACA), with a specific focus on the role and mechanics of health benefit exchanges. It provides in-depth coverage of how the ACA defines and establishes exchanges, their operational frameworks, and their implications for health insurance pricing and accessibility. Additionally, the course examines critical legal provisions, eligibility criteria, and mechanisms designed to promote consumer choice and cost-sharing within these exchanges. -
Automobile insurance is one of the most complicated types of personal lines insurance out there. It’s one of the only types of property insurance that considers the owner’s physical condition and lifestyle in determining insurability. And it’s a highly profitable line of business—because everyone who has a car needs insurance. -
Agents working in long-term care (LTC) insurance will find this training essential to deepening their grasp of policy coverage, claims, and compliance in California. It breaks down the unique triggers for benefit eligibility, such as the inability to perform two or more ADLs or cognitive impairment, and contrasts reimbursement with indemnity models for claim settlements. You’ll develop a sharper lens for evaluating claims, reviewing policy structures, and understanding tax-qualified versus non-tax-qualified benefits—crucial for managing client expectations and advising accurately.
Little did Henry Ford realize his invention would become the symbol for the American dream of independence and freedom. That Model T has evolved into a necessity in our lives, Americans practically live in their cars. There are more than 243+ million drivers (2023) up from 238+ million in 2022 and 286+ million (2023) registered vehicles on the road.
Senior citizen populations are growing throughout the country—and with them, the need for long-term care. Many types of long-term care are difficult to pay for—they’re often not covered by Medicare or traditional health insurance plans. Medicaid does cover long-term care, but only for seniors with incomes that qualify—leaving many middle-income seniors unable to afford the high cost of care on their own.
You never know when an unhappy client might file a lawsuit claiming you’ve been negligent or made an error or omission while performing your services. Insurance brokers/dealers, registered investment advisors, financial planners, and other financial professionals can obtain E&O insurance. The benefits an E&O insurance policy gives companies or individuals can vary greatly depending on the policy and issuing insurance company.


