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This course offers a comprehensive exploration of the foundational elements of BOPs, a pivotal insurance product for small to medium-sized enterprises. Participants will gain insights into property and liability coverages, eligibility criteria, underwriting considerations, and endorsements tailored to various business needs. The course also delves into critical aspects such as policy forms, property exclusions, additional coverages, and rating methodologies, empowering insurance professionals to assess and address client-specific risks effectively. -
The risks and opportunities which digital technologies, devices, and media bring us are obvious. Cyber risk is never a matter purely for the IT team, although they clearly play a vital role. An organization’s risk management function needs a thorough understanding of the constantly evolving risks as well as the practical tools and techniques available to address them. -
People insure their cars, their homes, and their valuables every day. But many don’t realize the need to insure what is probably their most valuable asset—their ability to earn money. But in the event of disability, it’s possible to lose the ability to work just when it’s needed more than ever—to pay for expensive medical care. -
You never know when an unhappy client might file a lawsuit claiming you’ve been negligent or made an error or omission while performing your services. Insurance brokers/dealers, registered investment advisors, financial planners, and other financial professionals can obtain E&O insurance. The benefits an E&O insurance policy gives companies or individuals can vary greatly depending on the policy and issuing insurance company. -
Everybody needs health insurance—but it’s not exactly easy to buy. In addition to the expense, it’s not easy to choose from the maze of options presented to consumers—from private insurance to government programs, from indemnity plans to PPO’s and HMO’s. As a Life and Health producer, you provide a valuable service in helping your corporate and individual customers navigate the wide range of options to find a solution that’s both appropriate and affordable. -
As an insurance agent selling commercial casualty insurance, you need to have some knowledge of the risk management process in order to provide the appropriate insurance coverage and/or offer alternative solutions. This additional knowledge brings value to the table. The typical risk management process includes identifying risk, performing qualitative and quantitative risk analysis, and incorporating risk control techniques. -
Estate Tax Planning examines the various aspects of planning for the estate tax liability. The course begins with a discussion of the genesis of estate taxation in English common law and continues with an examination of the estate and its administration. The text serves as an introduction to the issues of estate settlement and includes a discussion of the probate estate and the federal gross estate. -
To practice ethically in today’s insurance market, you need more than good intentions. You need the specific tools and knowledge necessary to recognize and resolve ethical dilemmas with integrity—and in full compliance with regulations set forth by the industry and the government. This course satisfies ethics continuing education requirements for Life and Health as well as Property / Casualty agents and producers in most states (some states still require the ethics course to be taken in a classroom). -
This comprehensive course delves into the intricacies of National Flood Insurance Program (NFIP) coverage, offering insurance agents invaluable insights to bolster their expertise in flood insurance. From understanding the mechanics of NFIP coverage to navigating eligibility rules and underwriting tips, this course equips agents with the knowledge necessary to provide top-notch service to clients. Agents will explore crucial topics such as waiting periods, lowest floor guidelines, and evidence of insurance, gaining a deep understanding of NFIP policies and procedures.
As an insurance agent selling commercial casualty insurance, you help companies protect themselves from legal liability for losses caused by injury or damage to the property of others. You help companies protect their assets in the case of unfortunate accidents—and ensure there’s enough money to pay lawful claims. Casualty insurance is an important part of commercial lines insurance—and this course will give you an in-depth understanding of how it works.
Commercial property insurance protects businesses against loss. With commercial property insurance, losing a major piece of property won’t mean the end of the business—protecting commerce as well as jobs. As a commercial lines agent selling property insurance, you play a major role in helping companies protect their assets—and the economy as a whole.
HIPAA: The Significant Provisions examines the Health Insurance Portability and Accountability Act. It begins with a consideration of the genesis of its provisions in the National Uniform Billing Committee and in earlier attempts to impose healthcare reform. The course discusses the changes made in both group health insurance plans and individual health insurance plans with respect to the imposition of pre-existing conditions exclusions and the insurer’s ability to decline to offer coverage.


