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This course provides insurance professionals with a comprehensive understanding of ethics and fraud within the insurance industry, with a focus on California anti-fraud requirements. It examines unethical behaviors, common fraud schemes, and the impact of fraud on consumers, insurers, and the marketplace. You will gain practical insight into how fraud occurs, how it is identified, and how regulatory bodies - such as the California Department of Insurance Fraud Division - investigate and address fraudulent activity. -
Ethics & Fraud for Adjusters Unethical behaviors and fraud awareness are the keys to this course. The entire course talks about ethics and fraud with a multitude of examples and definitions to sharpen adjusters’ knowledge and awareness in this area, both personal and professional. It details lots of specific acts and a wide variety of fraud, scams, and schemes that are only intended to “rip off” you, me, our families, and friends A review of the table of contents shows that, in seven specific lessons, all the material is designed and intended to contribute to an adjuster’s understanding of the wide expanse of fraud. -
The course is designed to provide students with continuing education in the area of ethics. It pays special attention to the various components and issues specific to the world of ethical approaches and behavior in the vast emerging senior marketplace. It enhances the ethical and professional competence of financial and insurance professionals aspiring to make ethics a cornerstone of their personal mission, as well as to fulfill their state continuing education requirements. -
Effective agency operations depend on the accurate use of an Agency Management System. Every premium collected, commission calculated, claim tracked, carrier reconciled, and policy issued flows through this central platform. When used properly, the system strengthens financial controls, improves reporting accuracy, enhances client service, and reduces exposure to compliance and E&O risk. -
This course is designed to meet the life insurance training requirements of California Senate Bill SB 263. It examines the available types of individual life insurance policies, including ordinary whole life insurance, limited payment life insurance, single payment life insurance, variable life insurance, non-variable universal life insurance (including indexed universal life insurance), variable universal life insurance, endowments, and disability benefits in individual life insurance policies. It also examines accelerated death benefits, the common provisions and exclusions found in life insurance policies, and life settlements. -
This course is designed to meet the variable life insurance training requirements of California Senate Bill SB 263. It provides a comprehensive overview of the structure, features, and regulatory requirements surrounding variable life insurance products. It covers key concepts such as death benefit options (Option A and Option B), cash value accumulation, premium flexibility, and net amount at risk (NAR). -
Property/casualty insurance is insurance on homes, cars, and businesses. Technically, property insurance protects a person or business with an interest in physical property against its loss or the loss of its income-producing abilities. Casualty insurance mainly protects a person or business against legal liability for losses caused by injury to other people or damage to the property of others. -
Every business enterprise today is subject to a wide range of physical, legal, and economic risks. Each of these risks are rigorously scrutinized by an enterprise itself and its various stakeholders, including shareholders, lenders, suppliers, distributors, buyers, employees, and others. Given the scope of these interests, virtually no type of risk is overlooked. -
If you own anything, you are subject to the risk that your property will be damaged or destroyed, or lost or stolen, or rendered unusable for some reason. The modern property/casualty insurance industry arose from “fire” insurance for tangible property at fixed locations on land, and from “marine” insurance for tangible property in transit, either on land or water. Today, property risk and insurance are being fundamentally transformed with the growth of intangible property, principally data and information on computer networks. -
To be at all active in a modern society, you cannot avoid liability risk. No matter what you do for a living or how much or how little you own, if you’re a mentally competent adult of majority age, you can be held liable for any damage or injury you cause to another. This course first covers the general liability we all face for any bodily injury (including disease), property damage (to tangible or intangible property), or personal injury (to another’s rights or reputation). -
If you have business clients, think about the impact on their business if their equipment fails. Their operations are immediately interrupted. How will they deliver their orders? What if customers can’t wait? Orders may be cancelled, which means they will suffer loss of revenue, and possible damage to their reputation. -
Title insurance fraud is not widespread, but its consequences are severe. Ethical title agents in Florida play a crucial role in protecting consumers by upholding professional integrity, promoting transparency, and ensuring compliance with industry standards and regulations. This course is built around essential themes such as fairness, trustworthiness, diligence, objectivity, and the legal duties of a fiduciary. -
Ethics for the Insurance Practitioner examines the nature and scope of ethics, as the foundation of integrity and honesty, and its relationship to compliance in the insurance practice. It considers the tools and practices used in the sale of insurance, and it applies the principles of ethics and compliance to them. The nature and consequences of misleading sales practices are discussed. -
Consistent ethical behavior, trustworthiness, client centered focus, professionalism, competency, consistency, and ongoing dedication to increased competency through continuing education are the cornerstones of professional development, success, and longevity in the insurance business. It’s important that Florida agents also be aware of important rules, regulations, and requirements that apply to their professional insurance practices and continued regulatory competency. There are Florida Insurance Code regulations which outline requirements and provide guidelines that agents must be aware of and comply with. -
Consistent ethical behavior, trustworthiness, client centered focus, professionalism, competency, consistency, and ongoing dedication to increased competency through continuing education are the cornerstones of professional development, success, and longevity in the insurance business. It’s important that Florida agents also be aware of important rules, regulations, and requirements that apply to their professional insurance practices and continued regulatory competency. There are Florida Insurance Code regulations which outline requirements and provide guidelines that agents must be aware of and comply with. -
Consistent ethical behavior, trustworthiness, client centered focus, professionalism, competency, consistency, and ongoing dedication to increased competency through continuing education are the cornerstones of professional development, success, and longevity in the insurance business. It’s important that Florida agents also be aware of important rules, regulations, and requirements that apply to their professional insurance practices and continued regulatory competency. There are Florida Insurance Code regulations which outline requirements and provide guidelines that agents must be aware of and comply with. -
Consistent ethical behavior, trustworthiness, client centered focus, professionalism, competency, consistency, and ongoing dedication to increased competency through continuing education are the cornerstones of professional development, success, and longevity in the insurance business. It’s important that Florida agents also be aware of important rules, regulations, and requirements that apply to their professional insurance practices and continued regulatory competency. There are Florida Insurance Code regulations which outline requirements and provide guidelines that agents must be aware of and comply with. -
Consistent ethical behavior, trustworthiness, client centered focus, professionalism, competency, consistency, and ongoing dedication to increased competency through continuing education are the cornerstones of professional development, success, and longevity in the insurance and Adjusting business. It’s important that Florida Adjusters also be aware of important rules, regulations, and requirements that apply to their professional insurance practices and continued regulatory competency. There are Florida Insurance Code regulations which outline requirements and provide guidelines that adjusters must be aware of and comply with. -
Consistent ethical behavior, trustworthiness, client centered focus, professionalism, competency, consistency, and ongoing dedication to increased competency through continuing education are the cornerstones of professional development, success, and longevity in the insurance and adjusting business. It’s important that Florida All Lines Adjusters also be aware of important rules, regulations, and requirements that apply to their professional insurance practices and continued regulatory competency. There are Florida Insurance Code regulations which outline requirements and provide guidelines that all lines adjusters must be aware of and comply with. -
The purpose and objective of this course is to provide the student with information and insight about the ethical obligation regarding “Identity Theft”, especially as it relates to the potential negative impact on consumers’ financial planning goals and retirement planning issues and objectives. This course provides them with a base of knowledge to allow the student to play an important role to ensure that their clients and prospective clients are aware of how identity theft can adversely affect their financial life, both short and long-term. The presentation sheds considerable general and specific light on this growing problem and solutions. -
The course is designed to provide students with continuing education in the area of ethics. It pays special attention to the various components and issues specific to the world of ethical approaches and behavior in the vast emerging senior marketplace. It enhances the ethical and professional competence of financial and insurance professionals aspiring to make ethics a cornerstone of their personal mission, as well as to fulfill their state continuing education requirements. -
In the next 15 years or so, the elderly population in Idaho is expected to increase rapidly. It’s projected to nearly double from 1995 to 2025, from 11.4% to 21.
Flooding is the nation's #1 natural disaster. In just the past 10 years (1996-2005), annual flood losses in the United States averaged $2.4 billion per year.
Long Term Care Ongoing Training considers the nature of long term care, the forms in which it may be delivered, the risk of needing such care, the costs of long term care, the sources available to pay long term care costs and the features of long term care insurance. It is intended to meet the four-hour long-term care training requirement to enable an agent to sell long term care insurance.
Insurance producers recommending and selling annuities are required to consider the client benefits and concerns associated with annuities and their impact on the particular client before recommending them. They must ensure that an annuity recommendation serve the client’s best interest and that the client will be able to benefit from one or more of the product’s features. For an annuity recommendation and sale to be deemed suitable and in the best interest of the client, an insurance producer must disclose certain information, including the important annuity features—resulting in any client advantages or disadvantages—to the client.
Long Term Care Ongoing Training considers the nature of long term care, the forms in which it may be delivered, the risk of needing such care, the costs of long term care, the sources available to pay long term care costs and the features of long term care insurance. It is intended to meet the four-hour long-term care training requirement to enable an agent to sell long term care insurance.
Pennsylvania has the third highest number of elderly in the US—second only to California and Florida. And that number is growing—along with a demand for long-term care. Still, long-term care isn’t easy to pay for.
This online CE course discusses flooding and the disastrous damage it can cause. It explores and describes the key elements of floods, flooding, and insuring against them through flood Insurance, in general, and the National Flood Insurance Program (NFIP) in specific. large portion of this online CE course examines flooding in general – including specific cases of flooding and the damage caused.
Long Term Care Ongoing Training considers the nature of long term care, the forms in which it may be delivered, the risk of needing such care, the costs of long term care, the sources available to pay long term care costs and the features of long term care insurance. It is intended to meet the four-hour long-term care training requirement to enable an agent to sell long term care insurance.
Long Term Care Ongoing Training considers the nature of long term care, the forms in which it may be delivered, the risk of needing such care, the costs of long term care, the sources available to pay long term care costs and the features of long term care insurance. It is intended to meet the four-hour long-term care training requirement to enable an agent to sell long term care insurance.
Since the economic crisis, the insurance agency faces more stringent regulatory scrutiny—and insurance companies are expected to comply with AML and OFAC regulations. Money laundering allows criminals to hide their profits from illegal activities by making legal purchases and transactions. Globally, worldwide money laundering activities add up to over $1 trillion per year—encouraging corruption, distorting economic data, aggravating social problems, and allowing criminals and terrorists to finance their activities.
White-collar crime is a widespread problem, but many people know much about what white-collar crime involves. It is not often dramatic, exciting, or interesting to hear about. Other types of crime, such as a murder, robbery, or rape, are emotional events that evoke feelings of anger, disgust, and sadness within people of all ages and classes.Go to Top


