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Life Health Insurance Plans and Policies is a state-approved continuing education course designed for insurance professionals who want a deeper understanding of life and health insurance products. Learn how policies work, understand key provisions, and explore the regulations that govern their sale. This comprehensive course covers topics such as life insurance types, health insurance plans, retirement products, COBRA, HIPAA, workers’ compensation, and insurance ethics. Delivered in a convenient online, self-paced format, you can study anytime from home or the office and complete your continuing education requirements on your schedule. -
Master the National Flood Insurance Program (NFIP) with this in-depth course designed for insurance agents. Gain a clear understanding of coverage mechanics, eligibility rules, underwriting strategies, and claims handling, while exploring complex topics like repetitive loss properties, FEMA’s role, and the relationship between NFIP and private flood insurance. Equip yourself with the knowledge and practical insights needed to confidently navigate flood insurance and deliver exceptional service to clients in flood-prone areas. -
Life & Health Insurance Plans and Policies is a state-approved continuing education course designed for insurance professionals who want a deeper understanding of life and health insurance products. Learn how policies work, understand key provisions, and explore the regulations that govern their sale.
This comprehensive course covers topics such as life insurance types, health insurance plans, retirement products, COBRA, HIPAA, workers’ compensation, and insurance ethics.
Delivered in a convenient online, self-paced format, you can study anytime from home or the office and complete your continuing education requirements on your schedule.
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This course examines the annuity concept and explains what an annuity is and how it works. The mechanics of the accumulation and payout phases of an annuity are examined and sample calculations are discussed. An explanation of settlement options and their appropriate uses are covered.
This 8-hour continuing education course meets California SB 263 requirements and covers the fundamentals of annuity products and regulations. It explores the types, uses, taxation, and key features of annuities, along with suitability standards, ethical sales practices, and the Best Interest rule. The course also addresses requirements for working with senior clients and provides essential knowledge for life insurance licensees to legally sell annuity products.
This continuing education course helps insurance agents understand their legal and ethical responsibilities while reducing the risk of malpractice lawsuits. It covers proper sales conduct, conflict management, consumer protection, and coverage suitability, along with essential anti-fraud awareness training. Agents will learn to identify fraud red flags, meet reporting requirements, and protect both clients and themselves from costly mistakes, making it a valuable course for professionals at any experience level.
Property and casualty insurance safeguards personal and business property from damage, destruction—and litigation. It’s a crucial element of our society today—and plays a key role in protecting individuals and companies from financial disaster due to unexpected damage to expensive property. This course in Property and Casualty insurance gives you a thorough overview of how P&C insurance works.
Workers’ compensation insurance is good for both employees and employers. It protects employees from loss of wages in case of on-the-job injury; and it can also protect employers from potentially debilitating lawsuits. Most states require companies to carry workers’ comp, and state laws dictate the details of policies.
The Medicaid regulatory landscape is constantly changing—and so is the market for long-term care. Keep your knowledge up-to-date, and offer your customers the most current expertise possible regarding Wisconsin Medicaid and the LTC Partnership Program—with this course. In Wisconsin, the number of people needing long-term care is expected to rise—and with it, the demand for exhaustive LTC insurance coverage.
Without commercial insurance, big business couldn’t exist. Commercial insurance acts as an economic lubricant, allowing businesses to recover from losses that would ordinarily bankrupt them. As a commercial lines agent specializing in Property and Casualty insurance, you help businesses safeguard their assets—and preserve their operations in the case of a major setback.
When a home, car, or other valuable property is damaged or lost, it can have a devastating impact on the owner. Personal lines insurance provides individuals with an important safety net against such loss. As a personal lines agent, you’ll help people protect themselves financially against accidents, theft, natural disasters, and other events that can have serious financial consequences.
The risks and opportunities which digital technologies, devices, and media bring us are obvious. Cyber risk is never a matter purely for the IT team, although they clearly play a vital role. An organization’s risk management function needs a thorough understanding of the constantly evolving risks as well as the practical tools and techniques available to address them.
Accidents and injuries are difficult to predict—and damage awards can be astronomical. Because of this, general liability insurance is perhaps the most important line of commercial insurance a business can purchase. It protects your business clients from multi-million dollar judgments that could seriously disrupt, if not completely bankrupt, company operations.
Everybody needs health insurance—but it’s not exactly easy to buy. In addition to the expense, it’s not easy to choose from the maze of options presented to consumers—from private insurance to government programs, from indemnity plans to PPO’s and HMO’s. As a Life and Health producer, you provide a valuable service in helping your corporate and individual customers navigate the wide range of options to find a solution that’s both appropriate and affordable.
This course provides an in-depth analysis of Medicare-related fraud and abuse within the context of the healthcare and insurance industries. The course meticulously examines the intricacies of Medicare's regulatory framework, including laws like the False Claims Act and the Stark Law, and explores case studies such as U.S.
As an insurance agent selling commercial casualty insurance, you need to have some knowledge of the risk management process in order to provide the appropriate insurance coverage and/or offer alternative solutions. This additional knowledge brings value to the table. The typical risk management process includes identifying risk, performing qualitative and quantitative risk analysis, and incorporating risk control techniques.
Since the economic crisis, the insurance agency faces more stringent regulatory scrutiny—and insurance companies are expected to comply with AML and OFAC regulations. Money laundering allows criminals to hide their profits from illegal activities by making legal purchases and transactions. Globally, worldwide money laundering activities add up to over $1 trillion per year—encouraging corruption, distorting economic data, aggravating social problems, and allowing criminals and terrorists to finance their activities.
No matter what type of insurance you sell, understanding the policy’s terms, conditions, and exclusions allows you to give more insightful advice to your clients—and become a valuable resource to both business and individual customers. You are not required to discuss every possible situation which might arise and whether that situation would be covered under the policy, but you must inform clients when the policy does not cover a particular risk about which they asked. In this course, you’ll review some of the basic components of four common insurance policies: auto insurance, homeowners insurance, personal umbrella insurance, and workers’ compensation insurance.
Estate Tax Planning examines the various aspects of planning for the estate tax liability. The course begins with a discussion of the genesis of estate taxation in English common law and continues with an examination of the estate and its administration. The text serves as an introduction to the issues of estate settlement and includes a discussion of the probate estate and the federal gross estate.
To practice ethically in today’s insurance market, you need more than good intentions. You need the specific tools and knowledge necessary to recognize and resolve ethical dilemmas with integrity—and in full compliance with regulations set forth by the industry and the government. This course satisfies ethics continuing education requirements for Life and Health as well as Property / Casualty agents and producers in most states (some states still require the ethics course to be taken in a classroom).
As an insurance agent selling commercial casualty insurance, you help companies protect themselves from legal liability for losses caused by injury or damage to the property of others. You help companies protect their assets in the case of unfortunate accidents—and ensure there’s enough money to pay lawful claims. Casualty insurance is an important part of commercial lines insurance—and this course will give you an in-depth understanding of how it works.
Commercial property insurance protects businesses against loss. With commercial property insurance, losing a major piece of property won’t mean the end of the business—protecting commerce as well as jobs. As a commercial lines agent selling property insurance, you play a major role in helping companies protect their assets—and the economy as a whole.
HIPAA: The Significant Provisions examines the Health Insurance Portability and Accountability Act. It begins with a consideration of the genesis of its provisions in the National Uniform Billing Committee and in earlier attempts to impose healthcare reform. The course discusses the changes made in both group health insurance plans and individual health insurance plans with respect to the imposition of pre-existing conditions exclusions and the insurer’s ability to decline to offer coverage.
Accordingly, the course provides information concerning the rules applicable to the ability of a group health plan or a health insurer offering group or individual health insurance coverage to exclude coverage for pre-existing conditions and the effective dates of such rules. In addition, the course discusses the rules governing the ability of a group health plan or a health insurer offering group or individual health insurance coverage to impose dollar limits on essential health benefits. The limited ability of a group health plan or health insurer offering group or individual health insurance coverage to rescind such coverage is also addressed.Go to Top


