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This course provides four hours of annuity training, which must be completed every two years by California resident and nonresident life agents who sell annuity products. The subject matter covered in this course is consistent with the outline developed by the California Department of Insurance for purposes of this training. For resident agents, this four-hour training requirement is part of, not in addition to, their continuing education requirements.
Master the National Flood Insurance Program (NFIP) with this in-depth course designed for insurance agents. Gain a clear understanding of coverage mechanics, eligibility rules, underwriting strategies, and claims handling, while exploring complex topics like repetitive loss properties, FEMA’s role, and the relationship between NFIP and private flood insurance. Equip yourself with the knowledge and practical insights needed to confidently navigate flood insurance and deliver exceptional service to clients in flood-prone areas.
This course examines the annuity concept and explains what an annuity is and how it works. The mechanics of the accumulation and payout phases of an annuity are examined and sample calculations are discussed. An explanation of settlement options and their appropriate uses are covered.
The Medicaid regulatory landscape is constantly changing—and so is the market for long-term care. Keep your knowledge up-to-date, and offer your customers the most current expertise possible regarding Wisconsin Medicaid and the LTC Partnership Program—with this course. In Wisconsin, the number of people needing long-term care is expected to rise—and with it, the demand for exhaustive LTC insurance coverage.
Accidents and injuries are difficult to predict—and damage awards can be astronomical. Because of this, general liability insurance is perhaps the most important line of commercial insurance a business can purchase. It protects your business clients from multi-million dollar judgments that could seriously disrupt, if not completely bankrupt, company operations.
Everybody needs health insurance—but it’s not exactly easy to buy. In addition to the expense, it’s not easy to choose from the maze of options presented to consumers—from private insurance to government programs, from indemnity plans to PPO’s and HMO’s. As a Life and Health producer, you provide a valuable service in helping your corporate and individual customers navigate the wide range of options to find a solution that’s both appropriate and affordable.
As an insurance agent selling commercial casualty insurance, you need to have some knowledge of the risk management process in order to provide the appropriate insurance coverage and/or offer alternative solutions. This additional knowledge brings value to the table. The typical risk management process includes identifying risk, performing qualitative and quantitative risk analysis, and incorporating risk control techniques.
Since the economic crisis, the insurance agency faces more stringent regulatory scrutiny—and insurance companies are expected to comply with AML and OFAC regulations. Money laundering allows criminals to hide their profits from illegal activities by making legal purchases and transactions. Globally, worldwide money laundering activities add up to over $1 trillion per year—encouraging corruption, distorting economic data, aggravating social problems, and allowing criminals and terrorists to finance their activities.
Estate Tax Planning examines the various aspects of planning for the estate tax liability. The course begins with a discussion of the genesis of estate taxation in English common law and continues with an examination of the estate and its administration. The text serves as an introduction to the issues of estate settlement and includes a discussion of the probate estate and the federal gross estate.
To practice ethically in today’s insurance market, you need more than good intentions. You need the specific tools and knowledge necessary to recognize and resolve ethical dilemmas with integrity—and in full compliance with regulations set forth by the industry and the government. This course satisfies ethics continuing education requirements for Life and Health as well as Property / Casualty agents and producers in most states (some states still require the ethics course to be taken in a classroom).
HIPAA: The Significant Provisions examines the Health Insurance Portability and Accountability Act. It begins with a consideration of the genesis of its provisions in the National Uniform Billing Committee and in earlier attempts to impose healthcare reform. The course discusses the changes made in both group health insurance plans and individual health insurance plans with respect to the imposition of pre-existing conditions exclusions and the insurer’s ability to decline to offer coverage.Go to Top


