This course is an essential resource for insurance professionals looking to expand their knowledge of long-term care insurance products. It covers key insurance topics such as state and federal regulations, available services, inflation protection, and consumer suitability standards. The course also explores how long-term care services are delivered, the growing demand for these services, and the costs associated with providing care. This training provides participants with the necessary tools to navigate the complexities of LTC insurance, ensuring they can recommend suitable coverage options for clients while adhering to ethical practices.

This course directly contributes to the professional and technical competence of licensed insurance agents by updating them on regulatory changes and best practices in the LTC marketplace. It helps professionals understand the various long-term care funding sources, including Medicaid and Medicare, and equips them to guide clients in selecting appropriate long-term care insurance products. Completing this course ensures that agents can confidently advise clients, improving their service delivery and compliance with regulatory standards in their respective fields.

The topics include:

• The Nature of Long Term Care
• Long Term Care Insurance
• Long Term Care Costs & Payers
• Development of Long-Term Care Partnership
• Long-Term Care Partnership Policies
• Long-Term Care Marketing & Suitability Requirements