As an insurance agent selling homeowners insurance in the state of California, you play a vital role in protecting
the residents of our state from the financial fall-out that results from the loss of a home.

California is home to almost 38 million people — and with its beautiful weather, gorgeous beaches, stunning
mountain landscapes, and excellent quality of life, it’s no wonder so many choose to live here.

But there are some drawbacks to living in the Sunshine State — chief among them, natural disasters. California
has experienced 32 natural catastrophes since 1990, resulting in over $19 billion in losses. Homeowners in
California face a high rate of wildfires, flooding, and earthquakes — all of which have resulted in the loss of
thousands of homes. Homeowners insurance ensures that the loss of a house doesn’t mean financial
catastrophe for the homeowner.

This CE course will give you a thorough understanding of homeowner’s insurance and how it works, typical
policies and provisions, and the laws and regulations affecting its sale.

Topics covered include:

• Dwelling & homeowners insurance
• Dwelling & homeowners policy coverage forms
• Limits, deductibles, and exclusions
• Coverages, conditions, and claims
• General endorsements
• The California Standard Form Fire Insurance Policy
• Personal property insurance

This course is available in an easy-to-download online format, allowing you to meet California continuing
education requirements easily and conveniently. Study in the comfort of your own home or office, on your
schedule — and receive your test results instantly after completion. Order this course today and expand your
expertise in homeowners insurance.