Standard personal lines insurance is supposed to protect owners of homes, automobiles, watercraft, and other assets in case of loss or costly damage. But the standard liability policy is sometimes not enough coverage—leaving insureds exposed to serious risk.

That’s where an umbrella policy comes in—it provides excess liability coverage to cover large losses and risks excluded by standard policies. As an agent, umbrella policies can be a highly profitable part of your business, presenting opportunities to up-sell as well as improve client coverage.

This course provides a thorough overview of umbrella watercraft and automobile insurance. Learn how the policies work, when they’re most needed—and laws and regulations affecting their sale and use. Topics covered include:

• Umbrella insurance: their needs, purpose, and basic policy components.
• Risk management.
• Common umbrella conditions.
• Restrictions and exclusions.
• The underwriting process.
• Insurance on watercraft.
• Automobile insurance.

This course is available in an easily-downloadable online format. Study on your own time, in the comfort of your home or office—without following a set class schedule. Receive the same relevant, rigorous education you’d find in a traditional classroom. And receive your test results immediately after taking the test—no waiting. Order this course today and see how convenient meeting your state’s continuing education requirements can be.