Georgia’s population is aging—and as the number of seniors grows, so does the need for long-term care. Long-term care insurance isn’t easy to pay for—it’s not covered by Medicare or traditional health policies. It is covered by Medicaid—but only for the relatively small number of seniors who qualify. Many of those with incomes too high for Medicare still cannot afford to pay for long-term care out-of-pocket. That’s where Long-Term Care insurance comes in.

LTC insurance is designed to assist seniors in paying for the care they need. But sometimes even this insurance fails to provide enough coverage for all the costs. This can leave insureds vulnerable to the loss of a home, retirement account, or other important assets in order to pay for the care they need.

Georgia’s Long-Term Care Partnership program was created to protect seniors from the loss of major assets in paying for long-term care. It’s a partnership between private insurers and Medicaid, allowing qualifying seniors to receive Medicaid asset protection after their coverage runs out.

This course provides you with the information you need to provide expert advice to your clients regarding Georgia’s LTC Partnership Program. Topics covered include:

This course is available in online format—allowing you to meet your insurance continuing education requirements easily and conveniently. Order this course today and receive test results immediately after completion.